Whether short or long term, a sudden accident or illness can lead to a loss of income. There’s a 3 in 10 chance of a person suffering a disabling illness or injury that would keep them out of work for three months or more. Disability insurance may help protect a paycheck in the event of a disability.

With a variety of plans and options that give the employee the flexibility to design benefits that fit employer requirements and employee budgets while providing affordable, comprehensive coverage for extended periods of time. Benefits are paid directly to the insured.